While the domain investor does not use a smartphone for banking, whatsapp it appears that the phishing sms regarding HDFC netbanking PAN update was sent to steal money from people’s bank account. A large number of bank account holders found that their account was debited and more than 70 FIRs in Mumbai were filed according to reports in Times of India
The number of people who may have not registered a police complaint may be even higher
Most people are accessing netbanking through their smartphone so it is easier for the hackers to access their bank account and transfer money out.